For almost 30 years, the Arizona Insurance Exchange has partnered with its clients to safely invest their retirement assets.  Specializing in TRANSFERS and ROLLOVERS of Qualified (IRA, 401(k), 403(b), pension) and Non-Qualified funds, we would welcome the opportunity to discuss your short and long term goals to ensure that you are well positioned for the future. 

Some of the most common questions that we are asked include the following:

Q:  Is it possible to roll over my retirement savings, such as my 401k, IRA, or 403(b) accounts into an annuity without paying taxes?

A:  You can roll over your IRA, 401(k), 403(b), or lump sum pension payment into an annuity tax-free. Annuities funded with an IRA or 401(k) rollover are "qualified" plans, enabling an insurance company to create an "IRA annuity", into which you can deposit your retirement funds directly.

Additionally, you can have your employer roll over your 401(k) funds into an annuity without withholding any taxes since no mandatory withholding requirements pertain to funds directly transferred into an annuity by an employer.

Q:  If I decide to roll over my IRA, 401(k), or lump sum pension payment into an annuity, will I be hit with a distribution tax?

A:  NO. The reason you're permitted to roll over these payments into an annuity tax-free is because when you buy an annuity with IRA or 401k money the first thing the insurance company does is create an IRA holding account to receive your transferred funds.

your  safe money Investment  advisors

Life Insurance with living benefits

Life Insurance is no longer only used to provide a death benefit to the insured's family and loved ones.  Arizona Insurance Exchange specializes in providing Life Insurance that features LIVING BENEFITS...a revolutionary way to access the funds of your policy when you may need them the most: while you are still LIVING!  Learn more about this EXTRAORDINARY product


Arizona Insurance Exchange is an independent agency, which means we are not beholden to any of the national firms.  This independence affords us the ability to obtain the best coverage or product for your specific needs.


Please click on the link below so that we may provide you with a no-cost, no-obligation review of your current portfolio.  We look forward to assisting you with your life insurance, annuity, and retirement needs.


complimentary Policy review & consultation


Arizona Insurance Exchange has been providing life insurance and low-risk investment products to families, individuals, and businesses since our inception in 1986.  Our goal was as simple then as it remains today:

Treat the client honestly, fairly, and do what is in their best interest.


This simple, yet very important principle, has served our company well for over 27 years.


Arizona Insurance Exchange is not here

to sell you life insurance. 

We're here to help you Invest in YOUR Life.