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Thinking Differently

As pioneers of Living Benefits, we have always thought differently about the financial concerns and issues being faced by our clients.


In that spirit, we desired to make available an easy to understand, passionate, informative, and exclusive book about living benefits.  Its objective would be to educate individuals, families, and business owners on a critical problem likely to be faced by a majority of Americans; offer a smart sensible solution; and help the reader learn more about living benefits and the new type of insurance, Living Benefit Life Insurance.

In short, it explains WHY we do WHAT we do.

Original material written by Rick Drazien, CLU, SRM

living benefits

"Life Insurance you do not have to die to use..."